Debentures

While existing fixed-interest Esanda Debentures continue to provide a steady income stream over the term of your investment, no new Esanda Debentures have been issued since 17 March 2009. For any queries about your existing Esanda Debenture please call Esanda Investments on 13 12 15.

Looking for an alternative to your Esanda Debenture?

If you are looking for a fixed-interest cash investment that provides a steady income stream over the term of your investment, an Esanda Term Deposit* could be a competitive solution to meet your needs. Offering attractive fixed interest rates over investment terms from 1 month to 5 years, you can also have the flexibility of electing to have your interest paid to your nominated bank account monthly, quarterly, half-yearly or at maturity** whichever option suits you best.

Get in touch with us now:

Call back icon   Find out more about Esanda Term Deposits

Call icon   Call us on 1800 040 729

How to redeem your Esanda Debenture?

Please complete the Redemption form (PDF 56kB) to redeem your Esanda Debenture prior to its maturity date^. However, this is not an online service so please print the form and mail it back to us (our address is located on the front of the form).

How to change where your interest is paid?

If you would like your interest paid straight into your bank account, or if you would like to change your bank account details, please use the Direct Credit form (PDF 36kB). Please print out the form, complete your details and mail it back to us at the address below. Note, all parties to the investment must sign the form.

Australian Registry
Esanda Finance Corporation Limited
Reply Paid 9934
Melbourne VIC 3001


Important notes

* Esanda Term Deposits are issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522.

** Not all interest frequencies are available on all terms.

^ Interest adjustment may apply.

In the event that your nominated account is transferred, closed or any other account details change, you are required to advise Esanda Investments of this change in writing. For security purposes Esanda Investments will only act on written instructions, signed by all parties to the investment advising of a change of account details.

A debenture is not a bank deposit and is not guaranteed so you risk losing some or all of your principal investment. Standard and Poor's (Australia) Pty Ltd have rated Esanda's Debentures 'A-1+' for terms of a year or less and 'AA' for terms greater than a year.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Esanda recommends you read the Terms and Conditions (PDF 184kB) and the Financial Services Guide (PDF 104kB) before deciding whether to acquire, or continue to hold, the product.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.