Personal investment products to suit your needs.

With over 50 years experience in issuing debentures, we are Australia’s largest supplier of fixed-term debentures, with the strongest rating for any debenture provider in Australia. .

Esanda fixed-interest debentures give you a steady income stream over the term of your investment.

Esanda debentures offer: a fixed rate of return flexible interest payment options investment terms from 1 month to 5 years Strong credit rating. Standard & Poor's (Australia) Pty Ltd have rated Esanda's debentures 'A-1+' for terms of a year or less and ’AA’ for terms greater than a year

Best 2 year debenture ($10,000) Best 5 year debenture ($20,000)

Specials  Effective from:  Friday, 19 December 2008 All rates subject to change. Brokerage is not payable on the 5 month special. Interest rates * *Esanda debentures have been rated ‘A-1+’ for terms up to 1 year and ‘AA’ for terms longer than 1 year which means that Esanda has a very strong capacity to pay interest and repay principal in a timely manner. Fixed Term Debentures  Effective from:  Friday, 19 December 2008 All rates subject to change. $5000 - $100000 3 Months 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years Monthly Interest Quarterly Interest Yearly Interest Deferred Compound At Maturity 5.60% 4.42% 4.50% 4.02% 4.03% 4.10% 3.92% 3.94% 4.00% 4.10% 4.40% 4.42% 4.50% 4.60% 4.40% 4.42% 4.50% 4.60% 4.40% 4.42% 4.50% 4.60% $1000 - $4999 1 Year 2 Years 3 Years 4 Years 5 Years Yearly Interest Deferred Compound 3.05% 2.95% 3.05% 3.45% 3.55% 3.45% 3.55% 3.45% 3.55% Private Placement  For investments over $100,000, Private Placement interest rates apply. These rates change on a daily basis. To obtain the rate for today please call : 1800 446 595. Please note that funds must be received by 4.00pm EST for today's rate to apply.

Disclaimer

A debenture is not a bank deposit and is not guaranteed; you risk losing some or all of your principal investment. Standard and Poor's (Australia) Pty Ltd have rated Esanda's debentures ‘A-1+’ for terms of a year or less and ‘AA’ for terms greater than a year. Esanda Finance Corporation Ltd ABN 64 004 346 043 Member of ANZ group of companies.

A convenient and easy way to start investing.

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